“Well made but not much insulation”

“This is a nice looking very well made jacket. When purchasing it, the jacket was listed as insulated and waterproof. Though I haven't tested it under extreme conditions, the jacket seems to be very well made and I can attest that it keeps me dry in moderate rain. So far as the insulation goes, if there is any, there is not much. Maybe there is a little below the skirt area but that's all I can find. I wanted something good for cold days on the slopes, good looking enough for casual wear around town, and that I could also throw on to snow blow the driveway when snow was flying and the wind howling. This works but when it's really cold you need to layer. That means it's not going to work as well for a casual cold weather coat. On the other hand the fact that it's basically a shell does add versatility and makes it a decent walk around jacket in milder weather. I do like it and will keep it but it's not quite what I expected.”