“Insulation not all it's cracked up to be”

“I got this jacket to replace my down sub zero when it got ripped beyond repair. The description and reviews all said how warm it was so I was all over it for low weight/ bulk with high warmth. Unfortunately the description and reviews were wrong! It barely has any insulation. It is basically a shell with a very thin liner attached. I got it because it was a crazy good price so I guess I can't complain too much. But will probably have to find something else to wear with it for these new york winters.”