Reviewed by serge88 from New Jersey on Wednesday, March 06, 2013
This hat is not insulated but does have a thin fleece lining making it adequate for moderate cold , say over 15-20 deg. and the microfiber surface does a decent job of stopping the wind . It's not a serious rain hat but should offer protection in a Scotch mist.. The ear flaps can be attached over the crown if you want to cool your ears off. The size L gave a good fit on my 7 1/4 head.